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Beginner’s luck





 Three Fivers is predicated upon being able to start a ‘business’ that makes money from just five pounds of investment. Today I could close it down as successful.

In my first ever venture into share dealing, I bought £5 worth of Harland and Wolff shares at 4:05pm. At 4:38pm, I offloaded them for a 13p (2.6%) profit.

Not enough to pay the mortgage, nor even to qualify as a side hustle, but profit nonetheless.

13p doesn’t buy much these days - not even a Freddo - but, 2.6% profit compounded does add up; my love of a spreadsheet shows how profit becomes more interesting over five days below.

Over 12 months (365 days, although you cannot trade for at least 104 of these days) that would turn my humble £5 into around £5300. Not bad.

I’m not especially enamoured of share trading, but it can be quite interesting I think if I add in additional rules; devote a maximum of 5 minutes a day to it and invest the whole of the capital at once - no portfolio.

Whether this will survive even the next trade, let alone becoming a business, time will tell.

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